VVP Advice Award nomination

De Kredieter is one of three offices nominated for the VVP Advice Award 2024 in the category of the most customer-oriented mortgage advice office in the Netherlands. This nomination recognizes our long-standing commitment to excellence in both mortgage advice and customer service, and would not have been possible without our fantastic team, our loyal banking relationships and broker friends, and of course our valued clients. The final of the Advice Award election is on October 1. Click here for more information.
De Kredieter | Within 24 hours an appointment without obligations, Within 24 hours
an appointment without obligations,
De Kredieter | Specialist in mortgages for self-employed persons and expats Specialist
in mortgages for self-employed persons and expats
De Kredieter | 100% independent financial advice. 100% independent
financial advice.

Mortgage advice for people trading up

Do you own a home - with a mortgage - and do you plan to buy a new home? In this case, you are part of the group of people trading up. This means that you have already gone through the mortgage process before. For some people, their last consultation with a mortgage adviser was many years ago, for others only a year or two. In both cases, it is advisable to have another consultation with a financial adviser and consider your options.

Make an appointment without obligation

A new home of your own

Much has changed in the legislation and regulation covering mortgages in recent years. Even if you have purchased a house before, it may be that new possibilities are now available. There are now additional types of mortgage available to people trading up like you. A new home can also mean that you have to take account of different rules, exceptions and transfer procedures. This can make things complicated. But with the right adviser, it will not be complicated for you. You can rely on the advice of our mortgage experts. They can give you completely up-to-date advice on legislation and regulation in financial services.


What do we discuss during the mortgage consultation?

During the mortgage consultation, we look together for the best construction with all the mortgage types currently available. It may be possible to take your old mortgage forward for your new home. The consultation covers matters such as:
  • Mortgage type: can you transfer your old mortgage type to your new home?
  • Residual debt: can you finance the residual debt from your old home with your new mortgage?
  • Term: what is the maximum term of your new mortgage?
  • Insurance: is it advisable to carry your current policies forward to the new home?
  • Bridging loan: to what extent can you use this facility?
  • The additional loan scheme (a law that can limit the tax-deductibility of mortgage interest): do you have to reinvest the excess value in your new home?
In short, all kinds of questions that may apply to your situation and for which appropriate advice is essential. Are you confused and do you need clarification? Call for clear and honest mortgage advice on 020 - 575 33 20 or send a message.

See the steps plan
Questions?
Contact us.
Call us
+31(0)20 - 575 33 20
Mail us
info@kredieter.nl
Visit us
George Gershwinplein 4
1082 MV Amsterdam

De Kredieter B.V. Within 24 hours an appointment without obligations, Within 24 hours
an appointment without obligations,
De Kredieter B.V. Specialist in mortgages for self-employed persons and expats Specialist
in mortgages for self-employed persons and expats
De Kredieter B.V. 100% independent financial advice. 100% independent
financial advice.
De Kredieter maakt gebruik van functionele en analytische cookies (Google Analytics) om u een optimale gebruikservaring te bieden. De informatie die Google verzamelt wordt zo veel mogelijk geanonimiseerd. Uw IP-adres wordt nadrukkelijk niet meegegeven. Verder maken wij geen gebruik van uw persoonlijke informatie. De privacyverklaring, het privacybeleid en de digitale gedragscode vindt u onderaan de website.