VVP Advice Award nomination

De Kredieter is one of three offices nominated for the VVP Advice Award 2024 in the category of the most customer-oriented mortgage advice office in the Netherlands. This nomination recognizes our long-standing commitment to excellence in both mortgage advice and customer service, and would not have been possible without our fantastic team, our loyal banking relationships and broker friends, and of course our valued clients. The final of the Advice Award election is on October 1. Click here for more information.
De Kredieter | Within 24 hours an appointment without obligations, Within 24 hours
an appointment without obligations,
De Kredieter | Specialist in mortgages for self-employed persons and expats Specialist
in mortgages for self-employed persons and expats
De Kredieter | 100% independent financial advice. 100% independent
financial advice.

Find the answers to your questions

Applying for a mortgage is not always easy for everyone. We expect you have 1,001 questions. We have given answers to several frequently asked questions regarding the mortgage process below. If your question is not answered, send us your question or call us on 020 - 575 33 20.

Frequently asked questions (FAQ)


Who is de Kredieter? De Kredieter is an advice agency with more than 20 years specialisation in mortgages. Read more about de Kredieter on the about us page.

Who does de Kredieter work with? We work with virtually every lender (banks and insurers). This means our mortgage advice is 100% independent. When you apply, we make a comparison between the various lenders so that you always know the basis for our choices and recommendations. It cannot be clearer or more transparent than that!

Why should I choose de Kredieter?
  • We make time for you within  24 hours.
  • We work with virtually all the available lenders so we clearly look for the best provider for you.
  • We are not connected to any bank.
  • We have a lot of experience in all possible situations: from mortgages for self-employed people without personnel to the consequences of a divorce.
  • We have a professional and experienced internal service that will process your documents quickly, so your mortgage can be completed quickly.

How long does the mortgage process last? This depends on your situation. If you are in employment, the application will be processed more quickly than if you are an independent business owner. We can speed up the process by having all the necessary documentation assembled in advance using our steps plan and via documents to be submitted.

Can I get a bridging loan? We can offer the best advice with respect to a bridging loan once we understand your situation. Make an appointment without obligation and we will review your options together.

What should I do with the surplus value in my home? We need to understand your situation to be able to assess the best option for you regarding the surplus value in your home. Make an appointment without obligation to discuss the possibilities.

Can I take my current mortgage type (interest-only or bank savings) with me? This is possible when transitional law applies. If you concluded your current mortgage prior to 31 December 2012, you can use the transitional law and take your current mortgage type with you. If you want to increase your mortgage, the amount in excess of your current mortgage will fall under the new mortgage type. Make an appointment without obligation. We will be pleased to inform you about your options and the construction that best suits your situation.

What is the difference between existing and new-build mortgages? With these two mortgage types you have to take account of:
  • costs payable by the purchaser;
  • possibility of double expenses during construction;
  • the validity of the quote (this has to still be valid when the notarial deed is executed for a new-build project).
Make an appointment without obligation for personal advice.

Questions?
Contact us.
Call us
+31(0)20 - 575 33 20
Mail us
info@kredieter.nl
Visit us
George Gershwinplein 4
1082 MV Amsterdam

De Kredieter B.V. Within 24 hours an appointment without obligations, Within 24 hours
an appointment without obligations,
De Kredieter B.V. Specialist in mortgages for self-employed persons and expats Specialist
in mortgages for self-employed persons and expats
De Kredieter B.V. 100% independent financial advice. 100% independent
financial advice.
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